Wells Fargo Bank in Mississippi vs the state
24.4%Denial rate+1.44 pts vs state
34.9%Decision denial rate+6.41 pts vs state
45.5%Origination rate-7.36 pts vs state
6.44%Median rate-0.31 pts vs state
0.37Rate spread (pts)+0.03 pts vs state
$83kMedian applicant income
142Loans originated
76Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 583 | 204 | 35.9% | 6.25% | #36 |
| 2024 | 362 | 154 | 28.7% | 6.50% | #53 |
| 2025 | 312 | 142 | 24.4% | 6.44% | #66 |
What Wells Fargo Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 39 | 15 | 9 | 23.1% |
| Hinds County | 32 | 15 | 9 | 28.1% |
| Jackson County | 32 | 12 | 14 | 43.8% |
| DeSoto County | 25 | 9 | 9 | 36.0% |
| Rankin County | 22 | 13 | 1 | 4.5% |
| Madison County | 14 | 6 | 5 | 35.7% |
| Lafayette County | 12 | 6 | 1 | 8.3% |
| Forrest County | 11 | 5 | 3 | 27.3% |
| Lamar County | 11 | 10 | 1 | 9.1% |
| Lowndes County | 10 | 6 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 312 applications in 2025, of which 142 were originated and 76 denied.
24.4% of all applications, or 34.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Wells Fargo Bank originated in Mississippi in 2025 was 6.44%, against a statewide median of 6.75%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology