Watermark Capital in Nevada vs the state
12.9%Denial rate-4.55 pts vs state
13.8%Decision denial rate-8.43 pts vs state
61.3%Origination rate+3.58 pts vs state
6.63%Median rate0.00 pts vs state
-0.08Rate spread (pts)-0.38 pts vs state
$113kMedian applicant income
19Loans originated
4Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 17 | 9.5% | 6.38% | #268 |
| 2024 | 33 | 27 | 6.1% | 6.88% | #232 |
| 2025 | 31 | 19 | 12.9% | 6.63% | #247 |
What Watermark Capital lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Watermark Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 24 | 14 | 3 | 12.5% |
| Washoe County | 3 | 3 | 0 | 0.0% |
| Nye County | 2 | 1 | 1 | 50.0% |
| Douglas County | 1 | 0 | 0 | 0.0% |
| Carson City | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 31 applications in 2025, of which 19 were originated and 4 denied.
12.9% of all applications, or 13.8% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Watermark Capital originated in Nevada in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Watermark Capital's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology