Vista Point Mortgage · Alaska · 2025

Vista Point Mortgage in Alaska: approval rate, denial rate and rates (2025)

Vista Point Mortgage took 6 mortgage applications in Alaska in 2025, ranking #126 of 252 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 14.0%.

6Applicationsin AK
0.0%Decision denial ratestate 18.0%
9.63%Median ratestate 6.44%
$115,000Median loanstate $305,000
$880kVolume3 counties

Vista Point Mortgage in Alaska vs the state

0.0%Denial rate-14.01 pts vs state
0.0%Decision denial rate-17.98 pts vs state
100.0%Origination rate+39.32 pts vs state
9.63%Median rate+3.18 pts vs state
Rate spread (pts)
$412kMedian applicant income
6Loans originated
0Denied

What Vista Point Mortgage lends in Alaska

By loan purpose

Refinance 4 67% · 0.0% denied
Cash-out refinance 2 33% · 0.0% denied

By loan type

Conventional 6 100% · 0.0% denied

Where in Alaska

Counties with the most Vista Point Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Fairbanks North Star Borough 330 0.0%
Kenai Peninsula Borough 220 0.0%
Anchorage Municipality 110 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 6 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Vista Point Mortgage originated in Alaska in 2025 was 9.63%, against a statewide median of 6.44%.

About this data. Figures are Vista Point Mortgage's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology