Vision One Mortgage in Texas vs the state
21.4%Denial rate+2.00 pts vs state
23.1%Decision denial rate-1.82 pts vs state
71.4%Origination rate+16.55 pts vs state
7.00%Median rate+0.50 pts vs state
0.91Rate spread (pts)+0.72 pts vs state
$110kMedian applicant income
10Loans originated
3Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 3 | 42.9% | 7.63% | #1,058 |
| 2024 | 15 | 5 | 33.3% | 7.00% | #903 |
| 2025 | 14 | 10 | 21.4% | 7.00% | #918 |
What Vision One Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Vision One Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 5 | 4 | 0 | 0.0% |
| Bexar County | 3 | 2 | 1 | 33.3% |
| Fort Bend County | 2 | 2 | 0 | 0.0% |
| Brazoria County | 1 | 1 | 0 | 0.0% |
| Cameron County | 1 | 0 | 1 | 100.0% |
| Lubbock County | 1 | 1 | 0 | 0.0% |
| Hidalgo County | 1 | 0 | 1 | 100.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 14 applications in 2025, of which 10 were originated and 3 denied.
21.4% of all applications, or 23.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Vision One Mortgage originated in Texas in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are Vision One Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology