Velocity Commercial Capital in Oklahoma vs the state
0.0%Denial rate-17.92 pts vs state
0.0%Decision denial rate-22.87 pts vs state
47.5%Origination rate-8.60 pts vs state
9.87%Median rate+3.24 pts vs state
—Rate spread (pts)
—Median applicant income
19Loans originated
0Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 2 | 7.1% | 9.37% | #342 |
| 2024 | 26 | 12 | 0.0% | 10.99% | #293 |
| 2025 | 40 | 19 | 0.0% | 9.87% | #278 |
What Velocity Commercial Capital lends in Oklahoma
By loan purpose
By loan type
Where in Oklahoma
Counties with the most Velocity Commercial Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 13 | 5 | 0 | 0.0% |
| Tulsa County | 8 | 4 | 0 | 0.0% |
| Stephens County | 3 | 1 | 0 | 0.0% |
| Carter County | 3 | 2 | 0 | 0.0% |
| Comanche County | 3 | 2 | 0 | 0.0% |
| Payne County | 2 | 1 | 0 | 0.0% |
| Creek County | 2 | 1 | 0 | 0.0% |
| Muskogee County | 2 | 0 | 0 | 0.0% |
| Pottawatomie County | 1 | 1 | 0 | 0.0% |
| Kay County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 40 applications in 2025, of which 19 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Velocity Commercial Capital originated in Oklahoma in 2025 was 9.87%, against a statewide median of 6.63%.
About this data. Figures are Velocity Commercial Capital's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology