Vanderbilt Mortgage and Finance in Delaware vs the state
51.0%Denial rate+32.83 pts vs state
89.4%Decision denial rate+66.62 pts vs state
5.3%Origination rate-53.91 pts vs state
10.87%Median rate+4.24 pts vs state
5.16Rate spread (pts)+4.88 pts vs state
$58kMedian applicant income
40Loans originated
386Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 870 | 37 | 50.7% | 10.50% | #10 |
| 2024 | 693 | 39 | 51.8% | 10.75% | #18 |
| 2025 | 757 | 40 | 51.0% | 10.87% | #15 |
What Vanderbilt Mortgage and Finance lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Vanderbilt Mortgage and Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sussex County | 379 | 14 | 190 | 50.1% |
| Kent County | 247 | 14 | 121 | 49.0% |
| New Castle County | 131 | 12 | 75 | 57.3% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 757 applications in 2025, of which 40 were originated and 386 denied.
51.0% of all applications, or 89.4% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Vanderbilt Mortgage and Finance originated in Delaware in 2025 was 10.87%, against a statewide median of 6.63%.
About this data. Figures are Vanderbilt Mortgage and Finance's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology