Van Dyk Mortgage in Tennessee vs the state
4.6%Denial rate-12.59 pts vs state
6.5%Decision denial rate-15.23 pts vs state
65.6%Origination rate+7.50 pts vs state
6.63%Median rate0.00 pts vs state
0.34Rate spread (pts)+0.11 pts vs state
$83kMedian applicant income
202Loans originated
14Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 252 | 188 | 1.6% | 6.75% | #157 |
| 2024 | 315 | 218 | 2.5% | 6.63% | #140 |
| 2025 | 308 | 202 | 4.6% | 6.63% | #160 |
What Van Dyk Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Van Dyk Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 101 | 72 | 3 | 3.0% |
| Montgomery County | 54 | 37 | 1 | 1.9% |
| Fentress County | 21 | 17 | 1 | 4.8% |
| Putnam County | 13 | 7 | 0 | 0.0% |
| White County | 9 | 7 | 0 | 0.0% |
| Davidson County | 8 | 1 | 1 | 12.5% |
| Bledsoe County | 8 | 3 | 0 | 0.0% |
| Sumner County | 6 | 3 | 1 | 16.7% |
| Hamilton County | 5 | 2 | 1 | 20.0% |
| Monroe County | 5 | 2 | 2 | 40.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 308 applications in 2025, of which 202 were originated and 14 denied.
4.6% of all applications, or 6.5% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Van Dyk Mortgage originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Van Dyk Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology