Van Dyk Mortgage in Ohio vs the state
1.9%Denial rate-15.79 pts vs state
2.7%Decision denial rate-19.20 pts vs state
67.4%Origination rate+7.51 pts vs state
6.75%Median rate-0.13 pts vs state
0.46Rate spread (pts)+0.07 pts vs state
$89kMedian applicant income
213Loans originated
6Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 347 | 243 | 2.6% | 6.99% | #143 |
| 2024 | 286 | 198 | 1.4% | 6.99% | #174 |
| 2025 | 316 | 213 | 1.9% | 6.75% | #184 |
What Van Dyk Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Van Dyk Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lucas County | 66 | 43 | 2 | 3.0% |
| Hamilton County | 50 | 30 | 0 | 0.0% |
| Montgomery County | 47 | 31 | 2 | 4.3% |
| Butler County | 35 | 24 | 1 | 2.9% |
| Warren County | 31 | 20 | 0 | 0.0% |
| Clermont County | 14 | 10 | 0 | 0.0% |
| Greene County | 12 | 9 | 0 | 0.0% |
| Wood County | 11 | 6 | 1 | 9.1% |
| Lake County | 11 | 9 | 0 | 0.0% |
| Brown County | 5 | 3 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 316 applications in 2025, of which 213 were originated and 6 denied.
1.9% of all applications, or 2.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Van Dyk Mortgage originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Van Dyk Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology