Valon Mortgage · Wyoming · 2025

Valon Mortgage in Wyoming: approval rate, denial rate and rates (2025)

Valon Mortgage took 13 mortgage applications in Wyoming in 2025, ranking #129 of 411 lenders active in the state. It originated 61.5% of them and denied 23.1% (27.3% of the applications it decided), against a statewide denial rate of 15.6%.

13Applicationsin WY
27.3%Decision denial ratestate 19.6%
7.85%Median ratestate 6.50%
$75,000Median loanstate $235,000
$590kVolume7 counties

Valon Mortgage in Wyoming vs the state

23.1%Denial rate+7.52 pts vs state
27.3%Decision denial rate+7.68 pts vs state
61.5%Origination rate+0.53 pts vs state
7.85%Median rate+1.35 pts vs state
2.07Rate spread (pts)+1.84 pts vs state
$130kMedian applicant income
8Loans originated
3Denied

What Valon Mortgage lends in Wyoming

By loan purpose

Refinance 1 8% · 0.0% denied
Cash-out refinance 3 23% · 33.3% denied
Home improvement 2 15% · 100.0% denied
Other / HELOC 7 54% · 0.0% denied

By loan type

Conventional 11 85% · 18.2% denied
FHA 2 15% · 50.0% denied

Why it denied Wyoming applicants

Incomplete application 1 33%
Collateral 1 33%
Debt-to-income ratio 1 33%

Where in Wyoming

Counties with the most Valon Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sublette County 320 0.0%
Natrona County 303 100.0%
Laramie County 210 0.0%
Lincoln County 220 0.0%
Sheridan County 110 0.0%
Campbell County 110 0.0%
Park County 110 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 13 applications in 2025, of which 8 were originated and 3 denied.

23.1% of all applications, or 27.3% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Valon Mortgage originated in Wyoming in 2025 was 7.85%, against a statewide median of 6.50%.

About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology