Valon Mortgage in Kansas vs the state
13.2%Denial rate-1.87 pts vs state
16.1%Decision denial rate-2.15 pts vs state
61.8%Origination rate-1.98 pts vs state
8.40%Median rate+1.78 pts vs state
2.35Rate spread (pts)+2.05 pts vs state
$105kMedian applicant income
47Loans originated
10Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 8 | 6 | 12.5% | 5.93% | #359 |
| 2025 | 76 | 47 | 13.2% | 8.40% | #189 |
What Valon Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 29 | 21 | 3 | 10.3% |
| Sedgwick County | 14 | 9 | 1 | 7.1% |
| Wyandotte County | 5 | 5 | 0 | 0.0% |
| Shawnee County | 5 | 3 | 0 | 0.0% |
| Leavenworth County | 5 | 2 | 0 | 0.0% |
| Reno County | 4 | 1 | 3 | 75.0% |
| Douglas County | 4 | 2 | 1 | 25.0% |
| Pottawatomie County | 3 | 2 | 0 | 0.0% |
| Butler County | 1 | 0 | 1 | 100.0% |
| McPherson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 76 applications in 2025, of which 47 were originated and 10 denied.
13.2% of all applications, or 16.1% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Valon Mortgage originated in Kansas in 2025 was 8.40%, against a statewide median of 6.63%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology