Valon Mortgage in Arkansas vs the state
7.7%Denial rate-10.50 pts vs state
9.5%Decision denial rate-13.61 pts vs state
53.9%Origination rate-2.98 pts vs state
9.10%Median rate+2.47 pts vs state
2.88Rate spread (pts)+2.54 pts vs state
$96kMedian applicant income
14Loans originated
2Denied
What Valon Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 6 | 2 | 1 | 16.7% |
| Washington County | 4 | 3 | 0 | 0.0% |
| White County | 3 | 1 | 0 | 0.0% |
| Pulaski County | 2 | 1 | 0 | 0.0% |
| Jefferson County | 2 | 0 | 1 | 50.0% |
| Saline County | 2 | 1 | 0 | 0.0% |
| Boone County | 2 | 2 | 0 | 0.0% |
| Faulkner County | 1 | 1 | 0 | 0.0% |
| Lonoke County | 1 | 1 | 0 | 0.0% |
| Stone County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 26 applications in 2025, of which 14 were originated and 2 denied.
7.7% of all applications, or 9.5% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Valon Mortgage originated in Arkansas in 2025 was 9.10%, against a statewide median of 6.63%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology