Valon Mortgage · Alaska · 2025

Valon Mortgage in Alaska: approval rate, denial rate and rates (2025)

Valon Mortgage took 32 mortgage applications in Alaska in 2025, ranking #69 of 252 lenders active in the state. It originated 62.5% of them and denied 12.5% (13.8% of the applications it decided), against a statewide denial rate of 14.0%.

32Applicationsin AK
13.8%Decision denial ratestate 18.0%
9.08%Median ratestate 6.44%
$95,000Median loanstate $305,000
$2.5MVolume4 counties

Valon Mortgage in Alaska vs the state

12.5%Denial rate-1.51 pts vs state
13.8%Decision denial rate-4.19 pts vs state
62.5%Origination rate+1.82 pts vs state
9.08%Median rate+2.63 pts vs state
2.88Rate spread (pts)+2.75 pts vs state
$170kMedian applicant income
20Loans originated
4Denied

What Valon Mortgage lends in Alaska

By loan purpose

Refinance 2 6% · 0.0% denied
Cash-out refinance 3 9% · 33.3% denied
Home improvement 10 31% · 20.0% denied
Other / HELOC 17 53% · 5.9% denied

By loan type

Conventional 30 94% · 13.3% denied
FHA 2 6% · 0.0% denied

Why it denied Alaska applicants

Debt-to-income ratio 2 50%
Collateral 2 50%

Where in Alaska

Counties with the most Valon Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 19103 15.8%
Matanuska-Susitna Borough 880 0.0%
Fairbanks North Star Borough 320 0.0%
Kenai Peninsula Borough 201 50.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 32 applications in 2025, of which 20 were originated and 4 denied.

12.5% of all applications, or 13.8% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Valon Mortgage originated in Alaska in 2025 was 9.08%, against a statewide median of 6.44%.

About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology