Usalliance Federal Credit Union · Nevada · 2025

Usalliance Federal Credit Union in Nevada: approval rate, denial rate and rates (2025)

Usalliance Federal Credit Union took 21 mortgage applications in Nevada in 2025, ranking #270 of 627 lenders active in the state. It originated 76.2% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.5%.

21Applicationsin NV
0.0%Decision denial ratestate 22.2%
8.56%Median ratestate 6.63%
$105,000Median loanstate $305,000
$2.6MVolume4 counties

Usalliance Federal Credit Union in Nevada vs the state

0.0%Denial rate-17.45 pts vs state
0.0%Decision denial rate-22.22 pts vs state
76.2%Origination rate+18.48 pts vs state
8.56%Median rate+1.94 pts vs state
1.76Rate spread (pts)+1.47 pts vs state
$144kMedian applicant income
16Loans originated
0Denied

What Usalliance Federal Credit Union lends in Nevada

By loan purpose

Home purchase 2 10% · 0.0% denied
Refinance 5 24% · 0.0% denied
Cash-out refinance 4 19% · 0.0% denied
Home improvement 4 19% · 0.0% denied
Other / HELOC 6 29% · 0.0% denied

By loan type

Conventional 21 100% · 0.0% denied

Where in Nevada

Counties with the most Usalliance Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 18140 0.0%
Churchill County 110 0.0%
Douglas County 110 0.0%
Washoe County 100 0.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 21 applications in 2025, of which 16 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Usalliance Federal Credit Union originated in Nevada in 2025 was 8.56%, against a statewide median of 6.63%.

About this data. Figures are Usalliance Federal Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology