United Trust Bank · New Hampshire · 2025

United Trust Bank in New Hampshire: approval rate, denial rate and rates (2025)

United Trust Bank took 5 mortgage applications in New Hampshire in 2025, ranking #319 of 535 lenders active in the state. It originated 80.0% of them and denied 20.0% (20.0% of the applications it decided), against a statewide denial rate of 16.5%.

5Applicationsin NH
20.0%Decision denial ratestate 20.3%
6.06%Median ratestate 6.82%
$245,000Median loanstate $265,000
$1.4MVolume3 counties

United Trust Bank in New Hampshire vs the state

20.0%Denial rate+3.51 pts vs state
20.0%Decision denial rate-0.27 pts vs state
80.0%Origination rate+18.29 pts vs state
6.06%Median rate-0.76 pts vs state
-0.01Rate spread (pts)-0.24 pts vs state
$114kMedian applicant income
4Loans originated
1Denied

What United Trust Bank lends in New Hampshire

By loan purpose

Cash-out refinance 5 100% · 20.0% denied

By loan type

FHA 1 20% · 100.0% denied
VA 4 80% · 0.0% denied

Why it denied New Hampshire applicants

Other 1 100%

Where in New Hampshire

Counties with the most United Trust Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 211 50.0%
Merrimack County 220 0.0%
Strafford County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 5 applications in 2025, of which 4 were originated and 1 denied.

20.0% of all applications, or 20.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans United Trust Bank originated in New Hampshire in 2025 was 6.06%, against a statewide median of 6.82%.

About this data. Figures are United Trust Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology