United Nations Federal Credit Union in West Virginia vs the state
5.9%Denial rate-15.31 pts vs state
8.3%Decision denial rate-18.33 pts vs state
64.7%Origination rate+9.92 pts vs state
6.19%Median rate-0.44 pts vs state
0.22Rate spread (pts)-0.19 pts vs state
$211kMedian applicant income
22Loans originated
2Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 4 | 0.0% | 6.63% | #281 |
| 2024 | 22 | 15 | 0.0% | 6.50% | #190 |
| 2025 | 34 | 22 | 5.9% | 6.19% | #166 |
What United Nations Federal Credit Union lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most United Nations Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 18 | 12 | 1 | 5.6% |
| Berkeley County | 15 | 10 | 1 | 6.7% |
| Preston County | 1 | 0 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 34 applications in 2025, of which 22 were originated and 2 denied.
5.9% of all applications, or 8.3% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans United Nations Federal Credit Union originated in West Virginia in 2025 was 6.19%, against a statewide median of 6.62%.
About this data. Figures are United Nations Federal Credit Union's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology