UIF in Washington vs the state
15.4%Denial rate-0.27 pts vs state
20.0%Decision denial rate+0.46 pts vs state
61.5%Origination rate+0.48 pts vs state
6.50%Median rate-0.13 pts vs state
0.18Rate spread (pts)-0.01 pts vs state
$178kMedian applicant income
24Loans originated
6Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 24 | 7.9% | 7.44% | #312 |
| 2024 | 30 | 21 | 6.7% | 7.38% | #332 |
| 2025 | 39 | 24 | 15.4% | 6.50% | #316 |
What UIF lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most UIF applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 24 | 15 | 5 | 20.8% |
| Snohomish County | 12 | 8 | 0 | 0.0% |
| Pierce County | 1 | 1 | 0 | 0.0% |
| Benton County | 1 | 0 | 0 | 0.0% |
| Chelan County | 1 | 0 | 1 | 100.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 39 applications in 2025, of which 24 were originated and 6 denied.
15.4% of all applications, or 20.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans UIF originated in Washington in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are UIF's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology