UBS Bank USA in Maine vs the state
4.4%Denial rate-11.98 pts vs state
6.3%Decision denial rate-13.83 pts vs state
65.2%Origination rate+3.05 pts vs state
6.13%Median rate-0.75 pts vs state
-0.33Rate spread (pts)-0.66 pts vs state
$326kMedian applicant income
15Loans originated
1Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 18 | 9.1% | 6.13% | #154 |
| 2024 | 16 | 9 | 18.8% | 6.50% | #184 |
| 2025 | 23 | 15 | 4.4% | 6.13% | #168 |
What UBS Bank USA lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most UBS Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 8 | 7 | 0 | 0.0% |
| York County | 7 | 4 | 0 | 0.0% |
| Oxford County | 2 | 1 | 1 | 50.0% |
| Androscoggin County | 1 | 0 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
| Sagadahoc County | 1 | 1 | 0 | 0.0% |
| Waldo County | 1 | 1 | 0 | 0.0% |
| Penobscot County | 1 | 0 | 0 | 0.0% |
| Franklin County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 23 applications in 2025, of which 15 were originated and 1 denied.
4.4% of all applications, or 6.3% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans UBS Bank USA originated in Maine in 2025 was 6.13%, against a statewide median of 6.88%.
About this data. Figures are UBS Bank USA's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology