Truliant Federal Credit Union in Tennessee vs the state
76.3%Denial rate+59.18 pts vs state
78.4%Decision denial rate+56.70 pts vs state
21.1%Origination rate-37.03 pts vs state
7.19%Median rate+0.56 pts vs state
0.06Rate spread (pts)-0.17 pts vs state
$90kMedian applicant income
8Loans originated
29Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 13 | 32.0% | 8.25% | #486 |
| 2024 | 12 | 7 | 8.3% | 8.50% | #576 |
| 2025 | 38 | 8 | 76.3% | 7.19% | #451 |
What Truliant Federal Credit Union lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Truliant Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carter County | 6 | 1 | 5 | 83.3% |
| Maury County | 4 | 2 | 2 | 50.0% |
| Davidson County | 4 | 0 | 4 | 100.0% |
| Cheatham County | 3 | 2 | 1 | 33.3% |
| Sevier County | 2 | 0 | 2 | 100.0% |
| Stewart County | 2 | 0 | 2 | 100.0% |
| Sumner County | 2 | 1 | 1 | 50.0% |
| Gibson County | 2 | 1 | 1 | 50.0% |
| Hamilton County | 1 | 0 | 1 | 100.0% |
| Obion County | 1 | 0 | 1 | 100.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 38 applications in 2025, of which 8 were originated and 29 denied.
76.3% of all applications, or 78.4% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Truliant Federal Credit Union originated in Tennessee in 2025 was 7.19%, against a statewide median of 6.62%.
About this data. Figures are Truliant Federal Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology