Truist Bank in Ohio vs the state
33.7%Denial rate+16.03 pts vs state
42.0%Decision denial rate+20.14 pts vs state
45.4%Origination rate-14.55 pts vs state
6.38%Median rate-0.50 pts vs state
0.02Rate spread (pts)-0.37 pts vs state
$132kMedian applicant income
156Loans originated
116Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 301 | 129 | 40.9% | 6.63% | #158 |
| 2024 | 330 | 140 | 38.8% | 6.99% | #158 |
| 2025 | 344 | 156 | 33.7% | 6.38% | #178 |
What Truist Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 72 | 30 | 25 | 34.7% |
| Cuyahoga County | 34 | 16 | 6 | 17.6% |
| Franklin County | 31 | 13 | 14 | 45.2% |
| Warren County | 27 | 17 | 6 | 22.2% |
| Belmont County | 16 | 11 | 3 | 18.8% |
| Lawrence County | 15 | 7 | 7 | 46.7% |
| Clermont County | 13 | 6 | 5 | 38.5% |
| Butler County | 12 | 6 | 5 | 41.7% |
| Montgomery County | 10 | 5 | 1 | 10.0% |
| Summit County | 9 | 3 | 2 | 22.2% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 344 applications in 2025, of which 156 were originated and 116 denied.
33.7% of all applications, or 42.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Truist Bank originated in Ohio in 2025 was 6.38%, against a statewide median of 6.88%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology