Truist Bank in Missouri vs the state
7.1%Denial rate-8.01 pts vs state
8.3%Decision denial rate-10.37 pts vs state
75.7%Origination rate+13.01 pts vs state
6.50%Median rate-0.13 pts vs state
0.05Rate spread (pts)-0.30 pts vs state
$132kMedian applicant income
311Loans originated
29Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 333 | 226 | 9.6% | 6.63% | #106 |
| 2024 | 397 | 285 | 7.8% | 6.63% | #97 |
| 2025 | 411 | 311 | 7.1% | 6.50% | #110 |
What Truist Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 218 | 169 | 13 | 6.0% |
| St. Louis city | 57 | 43 | 5 | 8.8% |
| St. Charles County | 36 | 29 | 2 | 5.6% |
| Cape Girardeau County | 26 | 19 | 2 | 7.7% |
| Jefferson County | 12 | 9 | 1 | 8.3% |
| Jackson County | 11 | 4 | 4 | 36.4% |
| Scott County | 6 | 6 | 0 | 0.0% |
| Morgan County | 3 | 2 | 0 | 0.0% |
| Clay County | 3 | 2 | 0 | 0.0% |
| Warren County | 3 | 2 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 411 applications in 2025, of which 311 were originated and 29 denied.
7.1% of all applications, or 8.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Truist Bank originated in Missouri in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology