Triad Financial Services in Delaware vs the state
44.1%Denial rate+25.96 pts vs state
44.1%Decision denial rate+21.39 pts vs state
37.5%Origination rate-21.69 pts vs state
8.80%Median rate+2.18 pts vs state
3.18Rate spread (pts)+2.91 pts vs state
$60kMedian applicant income
51Loans originated
60Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 120 | 23 | 65.0% | 9.00% | #69 |
| 2024 | 100 | 33 | 54.0% | 8.55% | #75 |
| 2025 | 136 | 51 | 44.1% | 8.80% | #68 |
What Triad Financial Services lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kent County | 66 | 21 | 34 | 51.5% |
| Sussex County | 45 | 22 | 17 | 37.8% |
| New Castle County | 25 | 8 | 9 | 36.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 136 applications in 2025, of which 51 were originated and 60 denied.
44.1% of all applications, or 44.1% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Triad Financial Services originated in Delaware in 2025 was 8.80%, against a statewide median of 6.63%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology