Triad Financial Services in Colorado vs the state
49.0%Denial rate+33.41 pts vs state
49.1%Decision denial rate+29.42 pts vs state
21.0%Origination rate-39.01 pts vs state
8.78%Median rate+2.15 pts vs state
3.05Rate spread (pts)+2.90 pts vs state
$67kMedian applicant income
296Loans originated
691Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 992 | 172 | 67.0% | 8.00% | #60 |
| 2024 | 1,393 | 255 | 62.6% | 8.35% | #45 |
| 2025 | 1,409 | 296 | 49.0% | 8.78% | #44 |
What Triad Financial Services lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Weld County | 341 | 62 | 185 | 54.3% |
| Adams County | 298 | 66 | 152 | 51.0% |
| Garfield County | 117 | 25 | 57 | 48.7% |
| El Paso County | 115 | 23 | 55 | 47.8% |
| Larimer County | 94 | 14 | 54 | 57.4% |
| Mesa County | 90 | 25 | 31 | 34.4% |
| La Plata County | 38 | 13 | 7 | 18.4% |
| Boulder County | 36 | 7 | 15 | 41.7% |
| Montrose County | 31 | 11 | 7 | 22.6% |
| Broomfield County | 29 | 8 | 14 | 48.3% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 1,409 applications in 2025, of which 296 were originated and 691 denied.
49.0% of all applications, or 49.1% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Triad Financial Services originated in Colorado in 2025 was 8.78%, against a statewide median of 6.63%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology