Tri-Cities Community Federal Credit Union in Washington vs the state
8.4%Denial rate-7.26 pts vs state
14.6%Decision denial rate-4.91 pts vs state
49.0%Origination rate-12.11 pts vs state
—Median rate
—Rate spread (pts)
$84kMedian applicant income
70Loans originated
12Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 189 | 87 | 31.2% | — | #165 |
| 2024 | 132 | 86 | 7.6% | — | #200 |
| 2025 | 143 | 70 | 8.4% | — | #216 |
What Tri-Cities Community Federal Credit Union lends in Washington
By loan purpose
By loan type
Where in Washington
Counties with the most Tri-Cities Community Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 94 | 49 | 9 | 9.6% |
| Franklin County | 43 | 20 | 2 | 4.7% |
| Grant County | 2 | 0 | 1 | 50.0% |
| Walla Walla County | 2 | 1 | 0 | 0.0% |
| Whitman County | 1 | 0 | 0 | 0.0% |
| Kittitas County | 1 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 143 applications in 2025, of which 70 were originated and 12 denied.
8.4% of all applications, or 14.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Tri-Cities Community Federal Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology