Traditional Mortgage Acceptance in Washington vs the state
9.7%Denial rate-5.97 pts vs state
10.7%Decision denial rate-8.83 pts vs state
77.4%Origination rate+16.36 pts vs state
6.00%Median rate-0.63 pts vs state
—Rate spread (pts)
$28kMedian applicant income
72Loans originated
9Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 25 | 12.5% | 7.23% | #330 |
| 2024 | 86 | 75 | 5.8% | 6.75% | #235 |
| 2025 | 93 | 72 | 9.7% | 6.00% | #243 |
What Traditional Mortgage Acceptance lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Traditional Mortgage Acceptance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 21 | 16 | 1 | 4.8% |
| Pierce County | 12 | 9 | 1 | 8.3% |
| Clark County | 9 | 8 | 1 | 11.1% |
| Snohomish County | 9 | 6 | 1 | 11.1% |
| Thurston County | 9 | 7 | 2 | 22.2% |
| Spokane County | 6 | 4 | 1 | 16.7% |
| Kitsap County | 5 | 4 | 0 | 0.0% |
| Pacific County | 4 | 3 | 0 | 0.0% |
| Lewis County | 2 | 2 | 0 | 0.0% |
| Yakima County | 2 | 1 | 1 | 50.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 93 applications in 2025, of which 72 were originated and 9 denied.
9.7% of all applications, or 10.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Traditional Mortgage Acceptance originated in Washington in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Traditional Mortgage Acceptance's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology