Topline Financial Credit Union in Wisconsin vs the state
9.1%Denial rate-4.92 pts vs state
9.1%Decision denial rate-7.27 pts vs state
90.9%Origination rate+22.76 pts vs state
6.06%Median rate-0.57 pts vs state
-1.11Rate spread (pts)-1.23 pts vs state
$144kMedian applicant income
10Loans originated
1Denied
What Topline Financial Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Topline Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Croix County | 6 | 5 | 1 | 16.7% |
| Burnett County | 2 | 2 | 0 | 0.0% |
| Marathon County | 1 | 1 | 0 | 0.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 11 applications in 2025, of which 10 were originated and 1 denied.
9.1% of all applications, or 9.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Topline Financial Credit Union originated in Wisconsin in 2025 was 6.06%, against a statewide median of 6.63%.
About this data. Figures are Topline Financial Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology