Top Flite Financial in Ohio vs the state
9.8%Denial rate-7.92 pts vs state
14.6%Decision denial rate-7.33 pts vs state
56.4%Origination rate-3.55 pts vs state
6.88%Median rate0.00 pts vs state
1.45Rate spread (pts)+1.06 pts vs state
$74kMedian applicant income
173Loans originated
30Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 441 | 209 | 8.8% | 7.00% | #124 |
| 2024 | 366 | 175 | 16.4% | 7.00% | #149 |
| 2025 | 307 | 173 | 9.8% | 6.88% | #189 |
What Top Flite Financial lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Top Flite Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 45 | 27 | 1 | 2.2% |
| Franklin County | 24 | 12 | 5 | 20.8% |
| Hamilton County | 20 | 15 | 3 | 15.0% |
| Summit County | 19 | 10 | 1 | 5.3% |
| Lorain County | 18 | 9 | 2 | 11.1% |
| Lake County | 9 | 5 | 2 | 22.2% |
| Licking County | 9 | 5 | 0 | 0.0% |
| Montgomery County | 7 | 4 | 1 | 14.3% |
| Columbiana County | 7 | 4 | 1 | 14.3% |
| Medina County | 6 | 4 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 307 applications in 2025, of which 173 were originated and 30 denied.
9.8% of all applications, or 14.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Top Flite Financial originated in Ohio in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are Top Flite Financial's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology