Top Flite Financial in Arkansas vs the state
10.7%Denial rate-7.48 pts vs state
16.9%Decision denial rate-6.23 pts vs state
51.8%Origination rate-5.04 pts vs state
6.75%Median rate+0.13 pts vs state
1.32Rate spread (pts)+0.98 pts vs state
$68kMedian applicant income
58Loans originated
12Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 95 | 50 | 11.6% | 7.00% | #148 |
| 2024 | 93 | 41 | 11.8% | 6.99% | #153 |
| 2025 | 112 | 58 | 10.7% | 6.75% | #142 |
What Top Flite Financial lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Top Flite Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Garland County | 19 | 11 | 4 | 21.1% |
| Pulaski County | 11 | 4 | 1 | 9.1% |
| Benton County | 8 | 5 | 0 | 0.0% |
| Saline County | 4 | 2 | 0 | 0.0% |
| Hempstead County | 4 | 3 | 0 | 0.0% |
| Washington County | 4 | 2 | 0 | 0.0% |
| Faulkner County | 3 | 3 | 0 | 0.0% |
| Conway County | 3 | 0 | 2 | 66.7% |
| Van Buren County | 3 | 0 | 2 | 66.7% |
| Miller County | 3 | 3 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 112 applications in 2025, of which 58 were originated and 12 denied.
10.7% of all applications, or 16.9% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Top Flite Financial originated in Arkansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Top Flite Financial's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology