Tomo Mortgage in Kansas vs the state
3.8%Denial rate-11.26 pts vs state
7.1%Decision denial rate-11.14 pts vs state
49.1%Origination rate-14.76 pts vs state
6.38%Median rate-0.25 pts vs state
-0.17Rate spread (pts)-0.47 pts vs state
$168kMedian applicant income
26Loans originated
2Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 8 | 0 | 0.0% | — | #365 |
| 2025 | 53 | 26 | 3.8% | 6.38% | #222 |
What Tomo Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Tomo Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 29 | 14 | 1 | 3.4% |
| Sedgwick County | 8 | 3 | 0 | 0.0% |
| Saline County | 3 | 1 | 0 | 0.0% |
| Shawnee County | 3 | 2 | 0 | 0.0% |
| Douglas County | 2 | 2 | 0 | 0.0% |
| Labette County | 1 | 0 | 1 | 100.0% |
| Butler County | 1 | 0 | 0 | 0.0% |
| Finney County | 1 | 1 | 0 | 0.0% |
| Ellsworth County | 1 | 1 | 0 | 0.0% |
| Sherman County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 53 applications in 2025, of which 26 were originated and 2 denied.
3.8% of all applications, or 7.1% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Tomo Mortgage originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Tomo Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology