Toll Brothers Mortgage · Pennsylvania · 2025

Toll Brothers Mortgage in Pennsylvania: approval rate, denial rate and rates (2025)

Toll Brothers Mortgage took 409 mortgage applications in Pennsylvania in 2025, ranking #182 of 1,114 lenders active in the state. It originated 62.6% of them and denied 8.3% (9.0% of the applications it decided), against a statewide denial rate of 18.3%.

409Applicationsin PA
9.0%Decision denial ratestate 22.2%
6.50%Median ratestate 6.63%
$555,000Median loanstate $155,000
$136MVolume3 counties

Toll Brothers Mortgage in Pennsylvania vs the state

8.3%Denial rate-9.98 pts vs state
9.0%Decision denial rate-13.24 pts vs state
62.6%Origination rate+1.63 pts vs state
6.50%Median rate-0.13 pts vs state
0.10Rate spread (pts)-0.14 pts vs state
$217kMedian applicant income
256Loans originated
34Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233912345.6%6.13%#162
20242821644.6%6.63%#221
20254092568.3%6.50%#182

What Toll Brothers Mortgage lends in Pennsylvania

By loan purpose

Home purchase 409 100% · 8.3% denied

By loan type

Conventional 394 96% · 7.6% denied
FHA 7 2% · 42.9% denied
VA 8 2% · 12.5% denied

Why it denied Pennsylvania applicants

Debt-to-income ratio 24 71%
Credit history 5 15%
Other 3 9%
Insufficient cash 1 3%
Unverifiable information 1 3%

Where in Pennsylvania

Counties with the most Toll Brothers Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Montgomery County 17310814 8.1%
Chester County 1579913 8.3%
Bucks County 79497 8.9%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 409 applications in 2025, of which 256 were originated and 34 denied.

8.3% of all applications, or 9.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Toll Brothers Mortgage originated in Pennsylvania in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Toll Brothers Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology