Together Credit Union in Ohio vs the state
22.0%Denial rate+4.31 pts vs state
25.0%Decision denial rate+3.11 pts vs state
66.0%Origination rate+6.10 pts vs state
7.50%Median rate+0.63 pts vs state
0.24Rate spread (pts)-0.15 pts vs state
$106kMedian applicant income
33Loans originated
11Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 52 | 31 | 21.2% | 7.50% | #392 |
| 2024 | 40 | 26 | 17.5% | 8.50% | #421 |
| 2025 | 50 | 33 | 22.0% | 7.50% | #410 |
What Together Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Together Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 25 | 17 | 5 | 20.0% |
| Delaware County | 10 | 7 | 3 | 30.0% |
| Licking County | 3 | 3 | 0 | 0.0% |
| Morrow County | 3 | 1 | 2 | 66.7% |
| Wayne County | 1 | 1 | 0 | 0.0% |
| Sandusky County | 1 | 1 | 0 | 0.0% |
| Pickaway County | 1 | 1 | 0 | 0.0% |
| Stark County | 1 | 0 | 0 | 0.0% |
| Perry County | 1 | 0 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 50 applications in 2025, of which 33 were originated and 11 denied.
22.0% of all applications, or 25.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Together Credit Union originated in Ohio in 2025 was 7.50%, against a statewide median of 6.88%.
About this data. Figures are Together Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology