Together Credit Union in Georgia vs the state
20.6%Denial rate+1.37 pts vs state
28.0%Decision denial rate+2.93 pts vs state
52.9%Origination rate-1.15 pts vs state
7.44%Median rate+0.81 pts vs state
0.14Rate spread (pts)-0.13 pts vs state
$108kMedian applicant income
18Loans originated
7Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 16 | 26.7% | 5.75% | #492 |
| 2024 | 38 | 29 | 18.4% | 8.50% | #465 |
| 2025 | 34 | 18 | 20.6% | 7.44% | #499 |
What Together Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Together Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bartow County | 18 | 10 | 3 | 16.7% |
| Cherokee County | 3 | 2 | 1 | 33.3% |
| Camden County | 3 | 0 | 2 | 66.7% |
| Floyd County | 3 | 3 | 0 | 0.0% |
| Rabun County | 1 | 0 | 0 | 0.0% |
| Gwinnett County | 1 | 0 | 1 | 100.0% |
| Chattooga County | 1 | 0 | 0 | 0.0% |
| Fulton County | 1 | 1 | 0 | 0.0% |
| Laurens County | 1 | 1 | 0 | 0.0% |
| Coweta County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 34 applications in 2025, of which 18 were originated and 7 denied.
20.6% of all applications, or 28.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Together Credit Union originated in Georgia in 2025 was 7.44%, against a statewide median of 6.63%.
About this data. Figures are Together Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology