The Savings Bank · New Hampshire · 2025

The Savings Bank in New Hampshire: approval rate, denial rate and rates (2025)

The Savings Bank took 10 mortgage applications in New Hampshire in 2025, ranking #251 of 535 lenders active in the state. It originated 80.0% of them and denied 10.0% (11.1% of the applications it decided), against a statewide denial rate of 16.5%.

10Applicationsin NH
11.1%Decision denial ratestate 20.3%
Median ratestate 6.82%
$425,000Median loanstate $265,000
$4.0MVolume2 counties

The Savings Bank in New Hampshire vs the state

10.0%Denial rate-6.49 pts vs state
11.1%Decision denial rate-9.16 pts vs state
80.0%Origination rate+18.29 pts vs state
Median rate
Rate spread (pts)
$216kMedian applicant income
8Loans originated
1Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202316130.0%#181
202418135.6%#200
202510810.0%#251

What The Savings Bank lends in New Hampshire

By loan purpose

Home purchase 8 80% · 12.5% denied
Cash-out refinance 1 10% · 0.0% denied
Other / HELOC 1 10% · 0.0% denied

By loan type

Conventional 10 100% · 10.0% denied

Where in New Hampshire

Counties with the most The Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rockingham County 971 11.1%
Hillsborough County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 10 applications in 2025, of which 8 were originated and 1 denied.

10.0% of all applications, or 11.1% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Savings Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology