The Loan Store in Tennessee vs the state
8.0%Denial rate-9.17 pts vs state
9.0%Decision denial rate-12.69 pts vs state
71.5%Origination rate+13.44 pts vs state
6.88%Median rate+0.25 pts vs state
0.32Rate spread (pts)+0.09 pts vs state
$128kMedian applicant income
565Loans originated
63Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 108 | 59 | 13.0% | 7.00% | #282 |
| 2024 | 538 | 351 | 9.1% | 6.99% | #98 |
| 2025 | 790 | 565 | 8.0% | 6.88% | #82 |
What The Loan Store lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 90 | 61 | 5 | 5.6% |
| Knox County | 85 | 64 | 8 | 9.4% |
| Sevier County | 73 | 49 | 3 | 4.1% |
| Williamson County | 47 | 35 | 3 | 6.4% |
| Shelby County | 45 | 21 | 7 | 15.6% |
| Hamilton County | 41 | 32 | 2 | 4.9% |
| Rutherford County | 39 | 31 | 2 | 5.1% |
| Bradley County | 37 | 30 | 1 | 2.7% |
| Sumner County | 35 | 23 | 4 | 11.4% |
| Blount County | 27 | 21 | 1 | 3.7% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 790 applications in 2025, of which 565 were originated and 63 denied.
8.0% of all applications, or 9.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans The Loan Store originated in Tennessee in 2025 was 6.88%, against a statewide median of 6.62%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology