The First National Bank of Peterstown in West Virginia vs the state
20.0%Denial rate-1.19 pts vs state
20.0%Decision denial rate-6.66 pts vs state
80.0%Origination rate+25.21 pts vs state
—Median rate
—Rate spread (pts)
$66kMedian applicant income
16Loans originated
4Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 18 | 11.5% | — | #173 |
| 2024 | 27 | 24 | 7.4% | — | #175 |
| 2025 | 20 | 16 | 20.0% | — | #200 |
What The First National Bank of Peterstown lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most The First National Bank of Peterstown applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monroe County | 15 | 12 | 3 | 20.0% |
| Summers County | 3 | 3 | 0 | 0.0% |
| Mercer County | 2 | 1 | 1 | 50.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 20 applications in 2025, of which 16 were originated and 4 denied.
20.0% of all applications, or 20.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The First National Bank of Peterstown's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology