The Farmers State Bank of Westmoreland in Kansas vs the state
3.5%Denial rate-11.52 pts vs state
3.7%Decision denial rate-14.58 pts vs state
89.5%Origination rate+25.65 pts vs state
7.40%Median rate+0.78 pts vs state
1.30Rate spread (pts)+1.00 pts vs state
$80kMedian applicant income
51Loans originated
2Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 67 | 63 | 3.0% | 6.75% | #184 |
| 2024 | 46 | 41 | 2.2% | 7.40% | #212 |
| 2025 | 57 | 51 | 3.5% | 7.40% | #216 |
What The Farmers State Bank of Westmoreland lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most The Farmers State Bank of Westmoreland applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pottawatomie County | 33 | 32 | 0 | 0.0% |
| Riley County | 12 | 11 | 0 | 0.0% |
| Marshall County | 5 | 5 | 0 | 0.0% |
| Morris County | 1 | 0 | 0 | 0.0% |
| Johnson County | 1 | 0 | 1 | 100.0% |
| Shawnee County | 1 | 1 | 0 | 0.0% |
| Nemaha County | 1 | 1 | 0 | 0.0% |
| Dickinson County | 1 | 1 | 0 | 0.0% |
| Wabaunsee County | 1 | 0 | 1 | 100.0% |
| Jackson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 57 applications in 2025, of which 51 were originated and 2 denied.
3.5% of all applications, or 3.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans The Farmers State Bank of Westmoreland originated in Kansas in 2025 was 7.40%, against a statewide median of 6.63%.
About this data. Figures are The Farmers State Bank of Westmoreland's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology