The Andover Bank in Ohio vs the state
17.1%Denial rate-0.57 pts vs state
19.2%Decision denial rate-2.68 pts vs state
71.2%Origination rate+11.31 pts vs state
—Median rate
—Rate spread (pts)
$91kMedian applicant income
183Loans originated
44Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 253 | 162 | 22.1% | — | #181 |
| 2024 | 198 | 119 | 20.2% | — | #221 |
| 2025 | 257 | 183 | 17.1% | — | #203 |
What The Andover Bank lends in Ohio
By loan purpose
By loan type
Where in Ohio
Counties with the most The Andover Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ashtabula County | 187 | 132 | 39 | 20.9% |
| Lake County | 31 | 19 | 3 | 9.7% |
| Geauga County | 12 | 9 | 0 | 0.0% |
| Trumbull County | 10 | 10 | 0 | 0.0% |
| Cuyahoga County | 6 | 4 | 1 | 16.7% |
| Summit County | 5 | 5 | 0 | 0.0% |
| Portage County | 3 | 3 | 0 | 0.0% |
| Medina County | 1 | 0 | 0 | 0.0% |
| Stark County | 1 | 1 | 0 | 0.0% |
| Crawford County | 1 | 0 | 1 | 100.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 257 applications in 2025, of which 183 were originated and 44 denied.
17.1% of all applications, or 19.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Andover Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology