Texas Bank in Texas vs the state
15.5%Denial rate-3.92 pts vs state
19.1%Decision denial rate-5.82 pts vs state
63.1%Origination rate+8.22 pts vs state
—Median rate
—Rate spread (pts)
$110kMedian applicant income
118Loans originated
29Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 221 | 130 | 19.0% | — | #379 |
| 2024 | 177 | 94 | 20.3% | — | #430 |
| 2025 | 187 | 118 | 15.5% | — | #427 |
What Texas Bank lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most Texas Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rusk County | 77 | 44 | 16 | 20.8% |
| Smith County | 26 | 17 | 3 | 11.5% |
| Gregg County | 18 | 12 | 1 | 5.6% |
| Collin County | 13 | 5 | 5 | 38.5% |
| Nacogdoches County | 10 | 8 | 1 | 10.0% |
| Grayson County | 9 | 7 | 0 | 0.0% |
| Tarrant County | 4 | 4 | 0 | 0.0% |
| Harrison County | 3 | 1 | 0 | 0.0% |
| Wood County | 3 | 3 | 0 | 0.0% |
| Dallas County | 3 | 2 | 1 | 33.3% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 187 applications in 2025, of which 118 were originated and 29 denied.
15.5% of all applications, or 19.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Texas Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology