Texana Bank in Washington vs the state
2.0%Denial rate-13.69 pts vs state
8.3%Decision denial rate-11.21 pts vs state
17.7%Origination rate-43.41 pts vs state
6.63%Median rate0.00 pts vs state
0.51Rate spread (pts)+0.32 pts vs state
$114kMedian applicant income
9Loans originated
1Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 0 | 21.4% | — | #418 |
| 2024 | 40 | 8 | 2.5% | 6.56% | #299 |
| 2025 | 51 | 9 | 2.0% | 6.63% | #292 |
What Texana Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Texana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 12 | 3 | 0 | 0.0% |
| Pierce County | 11 | 1 | 1 | 9.1% |
| Yakima County | 5 | 0 | 0 | 0.0% |
| Snohomish County | 5 | 1 | 0 | 0.0% |
| Thurston County | 4 | 1 | 0 | 0.0% |
| Spokane County | 3 | 1 | 0 | 0.0% |
| Cowlitz County | 2 | 0 | 0 | 0.0% |
| Whatcom County | 2 | 0 | 0 | 0.0% |
| Clark County | 2 | 0 | 0 | 0.0% |
| Franklin County | 2 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 51 applications in 2025, of which 9 were originated and 1 denied.
2.0% of all applications, or 8.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Texana Bank originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Texana Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology