Texana Bank in Arkansas vs the state
3.4%Denial rate-14.82 pts vs state
8.3%Decision denial rate-14.80 pts vs state
34.8%Origination rate-22.00 pts vs state
7.00%Median rate+0.37 pts vs state
-0.15Rate spread (pts)-0.49 pts vs state
$70kMedian applicant income
31Loans originated
3Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 8 | 12.8% | 8.25% | #211 |
| 2024 | 58 | 24 | 5.2% | 7.90% | #187 |
| 2025 | 89 | 31 | 3.4% | 7.00% | #163 |
What Texana Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Texana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 13 | 4 | 0 | 0.0% |
| Miller County | 13 | 11 | 1 | 7.7% |
| Benton County | 10 | 3 | 1 | 10.0% |
| Washington County | 6 | 0 | 0 | 0.0% |
| Crittenden County | 6 | 1 | 0 | 0.0% |
| Lonoke County | 6 | 1 | 0 | 0.0% |
| White County | 5 | 0 | 0 | 0.0% |
| Faulkner County | 5 | 1 | 1 | 20.0% |
| Saline County | 4 | 1 | 0 | 0.0% |
| Garland County | 4 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 89 applications in 2025, of which 31 were originated and 3 denied.
3.4% of all applications, or 8.3% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Texana Bank originated in Arkansas in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Texana Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology