Synergy One Lending in New Hampshire vs the state
19.2%Denial rate+2.74 pts vs state
21.7%Decision denial rate+1.47 pts vs state
69.2%Origination rate+7.52 pts vs state
6.63%Median rate-0.20 pts vs state
0.28Rate spread (pts)+0.04 pts vs state
$130kMedian applicant income
18Loans originated
5Denied
What Synergy One Lending lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Synergy One Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 13 | 6 | 4 | 30.8% |
| Hillsborough County | 9 | 9 | 0 | 0.0% |
| Carroll County | 2 | 2 | 0 | 0.0% |
| Strafford County | 2 | 1 | 1 | 50.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 26 applications in 2025, of which 18 were originated and 5 denied.
19.2% of all applications, or 21.7% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Synergy One Lending originated in New Hampshire in 2025 was 6.63%, against a statewide median of 6.82%.
About this data. Figures are Synergy One Lending's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology