Synergy One Lending in Mississippi vs the state
7.1%Denial rate-15.78 pts vs state
9.1%Decision denial rate-19.36 pts vs state
71.4%Origination rate+18.56 pts vs state
6.93%Median rate+0.18 pts vs state
0.74Rate spread (pts)+0.41 pts vs state
$92kMedian applicant income
20Loans originated
2Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 25 | 17 | 8.0% | 6.63% | #212 |
| 2025 | 28 | 20 | 7.1% | 6.93% | #213 |
What Synergy One Lending lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Synergy One Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pearl River County | 11 | 7 | 1 | 9.1% |
| Hancock County | 8 | 8 | 0 | 0.0% |
| Harrison County | 5 | 3 | 0 | 0.0% |
| Lee County | 1 | 1 | 0 | 0.0% |
| Forrest County | 1 | 0 | 1 | 100.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 28 applications in 2025, of which 20 were originated and 2 denied.
7.1% of all applications, or 9.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Synergy One Lending originated in Mississippi in 2025 was 6.93%, against a statewide median of 6.75%.
About this data. Figures are Synergy One Lending's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology