Sun West Mortgage Company in Utah vs the state
13.2%Denial rate-2.77 pts vs state
15.1%Decision denial rate-4.10 pts vs state
49.3%Origination rate-13.93 pts vs state
6.13%Median rate-0.50 pts vs state
-0.05Rate spread (pts)-0.29 pts vs state
$116kMedian applicant income
71Loans originated
19Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 76 | 37 | 29.0% | 6.13% | #134 |
| 2024 | 91 | 54 | 8.8% | 6.12% | #136 |
| 2025 | 144 | 71 | 13.2% | 6.13% | #118 |
What Sun West Mortgage Company lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 44 | 20 | 4 | 9.1% |
| Utah County | 27 | 17 | 4 | 14.8% |
| Weber County | 18 | 9 | 3 | 16.7% |
| Davis County | 14 | 7 | 0 | 0.0% |
| Tooele County | 9 | 4 | 1 | 11.1% |
| Washington County | 7 | 1 | 2 | 28.6% |
| Cache County | 7 | 4 | 0 | 0.0% |
| Uintah County | 4 | 2 | 2 | 50.0% |
| Duchesne County | 3 | 2 | 0 | 0.0% |
| Iron County | 2 | 0 | 2 | 100.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 144 applications in 2025, of which 71 were originated and 19 denied.
13.2% of all applications, or 15.1% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Sun West Mortgage Company originated in Utah in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology