Sun West Mortgage Company in Mississippi vs the state
17.4%Denial rate-5.53 pts vs state
19.1%Decision denial rate-9.40 pts vs state
50.0%Origination rate-2.87 pts vs state
6.13%Median rate-0.63 pts vs state
0.05Rate spread (pts)-0.29 pts vs state
$94kMedian applicant income
23Loans originated
8Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 57 | 24 | 31.6% | 6.63% | #145 |
| 2024 | 24 | 15 | 12.5% | 5.94% | #222 |
| 2025 | 46 | 23 | 17.4% | 6.13% | #181 |
What Sun West Mortgage Company lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 11 | 4 | 0 | 0.0% |
| Rankin County | 5 | 3 | 1 | 20.0% |
| Hancock County | 4 | 4 | 0 | 0.0% |
| Lowndes County | 2 | 1 | 0 | 0.0% |
| Harrison County | 2 | 2 | 0 | 0.0% |
| Clay County | 2 | 1 | 1 | 50.0% |
| Jackson County | 2 | 1 | 0 | 0.0% |
| Lamar County | 2 | 1 | 1 | 50.0% |
| Jones County | 2 | 2 | 0 | 0.0% |
| Forrest County | 1 | 0 | 1 | 100.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 46 applications in 2025, of which 23 were originated and 8 denied.
17.4% of all applications, or 19.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Sun West Mortgage Company originated in Mississippi in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology