Sun West Mortgage Company · Arkansas · 2025

Sun West Mortgage Company in Arkansas: approval rate, denial rate and rates (2025)

Sun West Mortgage Company took 56 mortgage applications in Arkansas in 2025, ranking #201 of 802 lenders active in the state. It originated 50.0% of them and denied 19.6% (22.5% of the applications it decided), against a statewide denial rate of 18.2%.

56Applicationsin AR
22.5%Decision denial ratestate 23.1%
6.44%Median ratestate 6.63%
$245,000Median loanstate $165,000
$10MVolume18 counties

Sun West Mortgage Company in Arkansas vs the state

19.6%Denial rate+1.45 pts vs state
22.5%Decision denial rate-0.68 pts vs state
50.0%Origination rate-6.83 pts vs state
6.44%Median rate-0.19 pts vs state
0.12Rate spread (pts)-0.22 pts vs state
$97kMedian applicant income
28Loans originated
11Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023462013.0%6.56%#198
202441314.9%6.25%#214
2025562819.6%6.44%#201

What Sun West Mortgage Company lends in Arkansas

By loan purpose

Home purchase 30 54% · 26.7% denied
Refinance 16 29% · 12.5% denied
Cash-out refinance 10 18% · 10.0% denied

By loan type

Conventional 16 29% · 18.8% denied
FHA 16 29% · 50.0% denied
VA 24 43% · 0.0% denied

Why it denied Arkansas applicants

Credit history 4 36%
Debt-to-income ratio 3 27%
Other 3 27%
Collateral 1 9%

Where in Arkansas

Counties with the most Sun West Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Benton County 14120 0.0%
Pulaski County 632 33.3%
Lonoke County 513 60.0%
Saline County 531 20.0%
Carroll County 422 50.0%
Craighead County 321 33.3%
Crawford County 300 0.0%
Washington County 312 66.7%
Miller County 200 0.0%
Boone County 200 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 56 applications in 2025, of which 28 were originated and 11 denied.

19.6% of all applications, or 22.5% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Sun West Mortgage Company originated in Arkansas in 2025 was 6.44%, against a statewide median of 6.63%.

About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology