Stockton Mortgage in Texas vs the state
6.3%Denial rate-13.18 pts vs state
10.5%Decision denial rate-14.37 pts vs state
50.0%Origination rate-4.88 pts vs state
6.69%Median rate+0.19 pts vs state
0.73Rate spread (pts)+0.54 pts vs state
$156kMedian applicant income
16Loans originated
2Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 41 | 14 | 17.1% | 7.00% | #746 |
| 2024 | 55 | 10 | 12.7% | 6.63% | #669 |
| 2025 | 32 | 16 | 6.3% | 6.69% | #792 |
What Stockton Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Stockton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 13 | 7 | 1 | 7.7% |
| Lubbock County | 2 | 1 | 0 | 0.0% |
| Upshur County | 2 | 0 | 0 | 0.0% |
| Tarrant County | 2 | 0 | 1 | 50.0% |
| Smith County | 2 | 0 | 0 | 0.0% |
| Dallas County | 1 | 1 | 0 | 0.0% |
| Fort Bend County | 1 | 0 | 0 | 0.0% |
| Brazoria County | 1 | 1 | 0 | 0.0% |
| Midland County | 1 | 0 | 0 | 0.0% |
| Bexar County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 32 applications in 2025, of which 16 were originated and 2 denied.
6.3% of all applications, or 10.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Stockton Mortgage originated in Texas in 2025 was 6.69%, against a statewide median of 6.50%.
About this data. Figures are Stockton Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology