Stockton Mortgage in Kansas vs the state
30.0%Denial rate+14.97 pts vs state
66.7%Decision denial rate+48.39 pts vs state
15.0%Origination rate-48.82 pts vs state
7.13%Median rate+0.50 pts vs state
0.75Rate spread (pts)+0.46 pts vs state
$60kMedian applicant income
3Loans originated
6Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 0 | 20.0% | — | #384 |
| 2024 | 19 | 1 | 5.3% | 6.50% | #283 |
| 2025 | 20 | 3 | 30.0% | 7.13% | #292 |
What Stockton Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Stockton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 4 | 1 | 2 | 50.0% |
| Sedgwick County | 4 | 1 | 1 | 25.0% |
| Shawnee County | 2 | 0 | 1 | 50.0% |
| Logan County | 1 | 0 | 0 | 0.0% |
| Chase County | 1 | 0 | 0 | 0.0% |
| Crawford County | 1 | 0 | 0 | 0.0% |
| Marshall County | 1 | 0 | 0 | 0.0% |
| Finney County | 1 | 0 | 0 | 0.0% |
| Ness County | 1 | 0 | 1 | 100.0% |
| Saline County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 20 applications in 2025, of which 3 were originated and 6 denied.
30.0% of all applications, or 66.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Stockton Mortgage originated in Kansas in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Stockton Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology