Stifel Bank and Trust in Ohio vs the state
3.2%Denial rate-14.46 pts vs state
3.8%Decision denial rate-18.09 pts vs state
79.6%Origination rate+19.67 pts vs state
6.13%Median rate-0.75 pts vs state
0.03Rate spread (pts)-0.36 pts vs state
$169kMedian applicant income
74Loans originated
3Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 53 | 0.0% | 6.25% | #359 |
| 2024 | 79 | 71 | 0.0% | 6.50% | #340 |
| 2025 | 93 | 74 | 3.2% | 6.13% | #335 |
What Stifel Bank and Trust lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Stifel Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 14 | 10 | 1 | 7.1% |
| Hamilton County | 10 | 8 | 0 | 0.0% |
| Mahoning County | 9 | 5 | 1 | 11.1% |
| Butler County | 5 | 5 | 0 | 0.0% |
| Warren County | 5 | 5 | 0 | 0.0% |
| Summit County | 5 | 4 | 0 | 0.0% |
| Stark County | 5 | 4 | 0 | 0.0% |
| Cuyahoga County | 4 | 4 | 0 | 0.0% |
| Greene County | 3 | 1 | 1 | 33.3% |
| Wayne County | 3 | 3 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 93 applications in 2025, of which 74 were originated and 3 denied.
3.2% of all applications, or 3.8% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Stifel Bank and Trust originated in Ohio in 2025 was 6.13%, against a statewide median of 6.88%.
About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology