Stg Mortgage · Delaware · 2025

Stg Mortgage in Delaware: approval rate, denial rate and rates (2025)

Stg Mortgage took 15 mortgage applications in Delaware in 2025, ranking #201 of 540 lenders active in the state. It originated 66.7% of them and denied 13.3% (16.7% of the applications it decided), against a statewide denial rate of 18.2%.

15Applicationsin DE
16.7%Decision denial ratestate 22.7%
6.69%Median ratestate 6.63%
$385,000Median loanstate $245,000
$3.8MVolume3 counties

Stg Mortgage in Delaware vs the state

13.3%Denial rate-4.83 pts vs state
16.7%Decision denial rate-6.06 pts vs state
66.7%Origination rate+7.48 pts vs state
6.69%Median rate+0.06 pts vs state
0.13Rate spread (pts)-0.14 pts vs state
$134kMedian applicant income
10Loans originated
2Denied

What Stg Mortgage lends in Delaware

By loan purpose

Home purchase 9 60% · 11.1% denied
Refinance 4 27% · 25.0% denied
Cash-out refinance 2 13% · 0.0% denied

By loan type

Conventional 13 87% · 7.7% denied
FHA 2 13% · 50.0% denied

Why it denied Delaware applicants

Collateral 1 50%
Credit history 1 50%

Where in Delaware

Counties with the most Stg Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sussex County 1282 16.7%
Kent County 210 0.0%
New Castle County 110 0.0%

Other large lenders in Delaware

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 2,38115.5%6.88%
Wilmington Savings Fund SocietyB 1,80116.6%7.25%
Citizens BankC 1,63329.3%7.65%
PNC BankD 1,49225.1%7.50%
NVR Mortgage FinanceB 1,41418.7%6.63%
United Shore Financial ServicesB 1,40813.0%6.13%
Pike Creek Mortgage ServicesB 1,3832.2%6.38%
Manufacturers and Traders TrustC 1,33732.5%5.99%
NewrezD 1,12718.4%6.50%
Del-One Federal Credit UnionD 1,07041.3%7.00%

Frequently asked questions

Delaware: 15 applications in 2025, of which 10 were originated and 2 denied.

13.3% of all applications, or 16.7% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.

The median rate on loans Stg Mortgage originated in Delaware in 2025 was 6.69%, against a statewide median of 6.63%.

About this data. Figures are Stg Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology