SouthStar Bank, S.S.B. in Texas vs the state
16.6%Denial rate-2.84 pts vs state
22.6%Decision denial rate-2.28 pts vs state
55.0%Origination rate+0.14 pts vs state
—Median rate
—Rate spread (pts)
$136kMedian applicant income
126Loans originated
38Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 268 | 148 | 9.0% | — | #337 |
| 2024 | 194 | 102 | 15.5% | — | #404 |
| 2025 | 229 | 126 | 16.6% | — | #394 |
What SouthStar Bank, S.S.B. lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most SouthStar Bank, S.S.B. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Travis County | 63 | 40 | 9 | 14.3% |
| Williamson County | 45 | 24 | 8 | 17.8% |
| Hays County | 24 | 12 | 5 | 20.8% |
| Robertson County | 18 | 7 | 2 | 11.1% |
| Gonzales County | 15 | 9 | 4 | 26.7% |
| Lavaca County | 9 | 5 | 2 | 22.2% |
| Bell County | 8 | 4 | 1 | 12.5% |
| Kerr County | 7 | 3 | 0 | 0.0% |
| Brazoria County | 5 | 2 | 0 | 0.0% |
| Harris County | 4 | 2 | 2 | 50.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 229 applications in 2025, of which 126 were originated and 38 denied.
16.6% of all applications, or 22.6% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are SouthStar Bank, S.S.B.'s own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology