SouthEast Bank in Tennessee vs the state
11.0%Denial rate-6.12 pts vs state
11.6%Decision denial rate-10.06 pts vs state
78.6%Origination rate+20.51 pts vs state
7.50%Median rate+0.88 pts vs state
0.26Rate spread (pts)+0.03 pts vs state
$106kMedian applicant income
378Loans originated
53Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 432 | 323 | 13.4% | 8.25% | #104 |
| 2024 | 496 | 350 | 14.9% | 8.50% | #102 |
| 2025 | 481 | 378 | 11.0% | 7.50% | #118 |
What SouthEast Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most SouthEast Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 122 | 92 | 13 | 10.7% |
| Knox County | 90 | 75 | 4 | 4.4% |
| Rhea County | 66 | 50 | 11 | 16.7% |
| Bradley County | 52 | 39 | 6 | 11.5% |
| McMinn County | 35 | 26 | 5 | 14.3% |
| Loudon County | 32 | 29 | 2 | 6.3% |
| Putnam County | 25 | 20 | 2 | 8.0% |
| Meigs County | 15 | 12 | 2 | 13.3% |
| Blount County | 10 | 8 | 2 | 20.0% |
| Monroe County | 7 | 6 | 1 | 14.3% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 481 applications in 2025, of which 378 were originated and 53 denied.
11.0% of all applications, or 11.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans SouthEast Bank originated in Tennessee in 2025 was 7.50%, against a statewide median of 6.62%.
About this data. Figures are SouthEast Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology